SUBSTITUTE TRUSTEES' SALE

OF VALUABLE IMPROVED RESIDENTIAL/

AGRICULTURAL (POULTRY) REAL ESTATE

SOLD  commonly known as 6718 Dion Road, Federalsburg, Caroline County, Maryland   SOLD

Under and by virtue of the power and authority contained in a Purchase Money

Deed of Trust from Ashley Renea Wright dated December 14, 2015 and recorded at Liber 1185,

folio 65 in the Caroline County Land Records, default having occurred under the terms thereof,

the holder of the indebtedness secured by the Deed of Trust having appointed Alexis E. Kramer

and William C. Chapman as Substitute Trustees by instrument duly executed, acknowledge and

recorded among the Land Records of Caroline County, the undersigned Substitute Trustees, will

sell at public auction, at the Caroline County Circuit Courthouse door, 109 Market Street,

Denton, Maryland on:

October 24, 2019 at 2:00 PM

All that certain tract of land situate, lying and being in the Eighth Election District of

Caroline County, Maryland and more particularly described as follows: BEGINNING for the

outbounds thereof in the County Road leading from Concord Church to Bloomery, and running

from thence with the west side of the outlet from the now or former Elisha and Cannon Wright’s

dwelling houses South 13 degrees West 21-7/10 perches to a stone in the old road, then with said

old road South 69 degrees West 44-8/10 perches to a stake, then south 27 degrees West 42-2/10

perches to a stake; thence South 78 ½ degrees East 115-6/10 perches to and with the fence which

divides this land from the home farm to a stake on the west side of the aforesaid County Road,

then North 27 ½ degrees East 13-8/10 perches to a stone in the edge of the woods on the east side

of said road, then to and down the middle of the road North 30 ½ degrees West 103 ¾ perches to

the place of beginning, containing thirty-five and three-fourths (35-3/4) acres of land, more or

less.

It being the same property which was granted and conveyed unto Ashley Renea Wright by

Deed dated December 14, 2015 and recorded among the Land Records for Caroline County at

Liber 1185, folio 059.

TERMS OF SALE: A cash deposit or certified funds of $25,000.00 shall be paid at the

 time and place of sale, balance in cash at settlement, which shall be 20 days after final ratification

of the sale by the Circuit Court for Caroline County, unless said period is extended by the

Substitute Trustees for good cause shown, time being of the essence; interest at the rate of 4.42%

per annum shall be paid on the unpaid purchase price from date of sale to date of settlement.

Purchaser shall be responsible for obtaining physical possession of the property. Purchaser

assumes the risk of loss or damage to the property from the date of sale forward. If the

Substitute Trustees are unable to convey good and merchantable title, purchaser’s sole remedy

shall be limited to a refund of the deposit and cancellation of the sale. In the event the purchaser

fails to go to settlement as required, the property will be resold at purchaser’s risk and expense.

Purchaser consents to the personal jurisdiction of the Maryland Courts. The property is sold in

an "AS IS" condition and subject to covenants, conditions, easements, declarations, restrictions,

by-laws and plats, and utility agreements of record, if any, affecting the property.

Taxes shall be prorated as of the date of sale and assumed thereafter by the purchaser.

All other outstanding public charges or public assessments, including but not limited to water,

rent, front foot benefit, condominium fees, sewer, sanitary and/or City, County or Town charges,

as well as any tax sale amounts, costs and/or attorney’s fees, shall be paid by purchaser whether

incurred prior to or after the sale. All quantities of land are "more or less", without survey or

warranty. Information contained herein is believed accurate but is without warranty. Costs of

any agricultural taxes and all recording fees, transfer taxes, document preparation and title

examination and insurance shall be borne by purchaser, i.e. contrary to those provisions of the

Maryland law which would, in the absence of this stipulation, require that recording and transfer

taxes be divided equally between the seller and the buyer. Purchaser agrees to pay a reasonable

fee for any other services rendered by seller’s attorney at the request of purchaser or due to

purchaser’s failure to comply with the terms of the sale.

The Substitute Trustees reserve the right (i) to waive or modify the deposit requirements;

( i i ) to approve the creditworthiness of any bidder or final purchase, ( i i i ) to withdraw all or part

of the property from sale at any time prior to the termination of bidding; (i v ) to keep the bidding

open any length of time; ( v ) to reject any or all bids; and (v i ) to postpone the sale, all as the

Substitute Trustees may determine in their sole discretion.

Alexis E. Kramer

William C. Chapman

Substitute Trustees

410-822-1988

A. Curtis Andrew, Auctioneer

A Curtis Andrew Auction, Inc.

(410) 754-8826